1. Acceptance of Terms
By accessing and using this website, submitting inquiry forms, or scheduling advisory consultations through ORVO Group ("ORVO", "we", "our", or "us"), you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, please discontinue use of the website immediately.
2. Nature of Advisory Services
ORVO Group operates as an advisory, strategic consulting, and project coordination platform in the Republic of Cyprus. We facilitate introductions and direct coordination with regulated, licensed specialists across insurance underwriting, financial solutions, property acquisition, corporate administration, and relocation services.
Information published on this website is for general informational and preliminary consultative purposes only. It does not constitute binding legal, financial, or tax advice until formal, bespoke engagement agreements are executed with the respective licensed professionals.
3. User Obligations & Accuracy of Data
When using our consultation and service inquiry forms, you agree to:
- Provide accurate, current, and complete information regarding your identity and requirements.
- Not use the platform for fraudulent, unlawful, or unauthorized commercial purposes.
- Maintain confidentiality of any account credentials or administrative access granted to you.
- Comply with applicable Know-Your-Customer (KYC) and Anti-Money Laundering (AML) regulatory verifications when requested.
4. Intellectual Property
All content, trademarks, logos, interface designs, graphics, and underlying software code on this website are the proprietary property of ORVO Group or licensed third parties. You may not copy, reproduce, distribute, or create derivative works without prior written consent from ORVO Group.
5. Limitation of Liability
To the fullest extent permitted by applicable law, ORVO Group, its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your access to, use of, or inability to access the website or consultation services.
While we strive to ensure all information is accurate and current, we make no warranties, express or implied, regarding completeness, reliability, or suitability of website materials.
6. Third-Party Links & Partner Providers
Our website may contain references or links to third-party institutions, banking partners, developers, or insurance underwriters. ORVO Group is not responsible for the independent terms, privacy practices, or content of third-party platforms.
7. Governing Law & Jurisdiction
These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of Cyprus and applicable European Union regulations. Any dispute arising out of or related to these terms shall be subject to the exclusive jurisdiction of the competent courts of Cyprus.
8. Amendments
We reserve the right to revise or update these Terms of Service at any time without prior notice. Changes take effect immediately upon posting to this page. Your continued use of the website following any update signifies acceptance of the revised terms.